About CryptoMomo Africa

CryptoMomo Africa is a pioneering fintech company building the future of financial inclusion—one phone number at a time.

We are transforming how Africans access and use digital money by turning any mobile phone into a blockchain wallet, with no internet, no smartphone, and no technical complexity required. By leveraging USSD technology and secure blockchain protocols, CryptoMomo enables users to store, send, receive, and trade digital assets simply by dialing 928170# on any phone.

Our Mission

To democratize digital finance for the next 1 billion Africans by making blockchain as accessible as mobile money.

How It Works

  • 1Access a self-custody wallet tied to their mobile number
  • 2Transact in crypto without an internet connection
  • 3Use a familiar mobile money interface via USSD
  • 4Enjoy zero-fee P2P transfers and ultra-low transaction costs ($0.05)
  • 5Connect to other apps via our Connect CryptoMomo SDK

Why It Matters

Over 500 million Africans still lack access to basic financial services.

CryptoMomo bridges this divide by:

  • Eliminating the need for expensive devices or data plans
  • Removing the high learning curve around crypto wallets and security management
  • Empowering users with secure, affordable, and accessible tools for saving, sending, and earning

Built for Scale

USSD Compatible

Fully USSD-operational and cross-network compatible

Fintech Integration

Backed by integrations with fintech partners and regulators (e.g., Bank of Ghana)

Modular Design

Designed with modular infrastructure, enabling expansion across Africa

Our Vision

To become the financial backbone of a connected, and decentralized Africa—where every person, regardless of background or bandwidth, can participate in the global digital economy.

Want to partner with us?

We're always looking to collaborate with:

NGOs & development agencies

Microfinance institutions

Digital platforms

Local agent networks

Open-source contributors

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